Advice - Are you financially blind? (And a Free Tool to fix it)

I will always remember one of my first clients at Xentum.  It was a couple in their late 50s and the husband/father of the family was approaching retirement in his head.  I specifically remember this client as they brought a box of paperwork into the office with the message:

“There you go, can you sort through that and let me know when I can retire”

It will always stick with me that particular sentence.  At the time, I found it unbelievable how someone had worked so hard for 30 plus years had no idea how much or what they had in savings, life cover or investments.  They had of course been sold all sorts (some good and some bad) and had merely switched off from the issue of finance.  

Blog - An article I wrote for a trade publication - "10,000 Hours"

I wrote this article for a popular financial advisory blog called the Adviser Lounge

I am thinking a lot at the moment about the route to becoming a top end financial planner.  It is partly the work I am doing with Nextgen planners but I am also interested in this anyway.  I have always had a chip on my shoulder about age in financial planning.  As a young planner, I have obviously had the mantra that if you are good enough, you are old enough.

I have had quite a few meetings recently with people looking to sell their business.  It is the dream isn’t it - sell your business for millions and gain financial freedom overnight.  Having been through this with quite a few clients over the years I thought it might be quite valuable to actually raise some questions that a business owner needs to think about when going through the process: