FREE MONEY RESOURCES

 

I have compiled this list of resources based as a sort of FAQ for questions I get asked a lot by my peers:

PS: I usually get slated by the financial services profession for giving this stuff out for free.  I don't care, use it as you wish.

 

Investing Guides

A great starting guide to investing - Monevator’s guide to Passive Investing

What do I invest in - Vanguard Lifestrategy 80%

 

Income and Expenditure Tracking

Money Dashboard - https://www.moneydashboard.com/

Pariti - https://pariti.com/

You Need a Budget - You Need a Budget

Monzo (pre loaded card) - Monzo

 

ISAs (tax free savings accounts)

What is an ISA - Hargreaves Lansdown’s guide to ISAs

Where to buy ISA's - ISAs your choices

What are the tax benefits of an ISA -

The Lowdown on Lifetime ISAs (LISAs) =  what is a LISA

 

Junior ISAs (i.e. what you put your children’s savings into)

Junior ISAs explained - Boring Money’s JISA vs Help to Buy

Where I invest my daughter Junior ISA - Youinvest Junior ISA

The App I am trialling with my son's Junior ISA (and loving it) - Moneybox Junior ISA

 

Pensions

What is auto enrolment - People’s pensions guide to auto enrolment

What is a Self Invested Personal Pension (SIPPs) - Youinvest’s guide to SIPP

What are the tax benefits of a SIPP - Hargreaves Lansdowne’s tax benefits (including a great calculator)

 

Buying Property

First Time Buyer Guide by London Money - Excellent Guide here

House Buying Guide - by Home Owners Alliance